3) Extra travel insurance doesn’t always mean better travel insurance
Purchasing extra travel insurance from a hotel or booking website may not be your best bet. Although these policies do offer some protection, they don’t always cover what you need. Always check your primary insurance and ask your doctor if any vaccinations are required before traveling. Remember, pre-existing conditions won’t be covered under these types of plans.
4) Some insurances don’t cover certain things (like pre-existing conditions)
Some insurances are very limited in scope; they might not even cover any pre-existing conditions. Make sure you understand what you’re getting. If anything that’s important to you is excluded, find out whether there’s a rider for that item or purchase it separately—but don’t forget about coverage limits before doing so.