How to Choose the Best Car Insurance for You

Third Party Only vs Third Party Fire & Theft

Third party fire and theft is a great choice if you’re looking for as much protection as possible without paying high premiums. However, some drivers might want even more peace of mind. That’s where third party only car insurance comes in – it covers your car in all situations, but with lower limits on repair or replacement costs than third party fire and theft cover.

Third Party Compromise Cover – A Great Choice For Those On A Budget

In most states, you’re required by law to carry a minimum amount of liability coverage, but when it comes to full coverage car insurance, it’s up to you. For those on a budget and looking to keep premiums as low as possible, third party compensation is an ideal choice. Though not always mandatory (or affordable), here are a few situations where third party liability is ideal

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